Buying a Home in Washington?

Tell me where you’re at — I’ll guide you to the next step.

Washington Real Estate Broker | US Navy Veteran

Helping Buyers Across Washington.
Clear Communication.
Honest Guidance.
Bilingual (English & Tagalog)
Filipino Real Estate Broker

Homes Sold Across Washington

Home sold in Arlington, Washington by Rey Estacion Another sold home in Arlington, WA Home sold in Auburn, Washington Sold home in Bremerton, WA by Rey Estacion Home sold in Edgewood, Washington Home sold in Granite Falls, Washington Sold home in Marysville, WA Home sold in Mount Vernon, Washington Sold home in Olympia, Washington Home sold in Poulsbo, WA by Rey Estacion Home sold in Seattle, Washington Another sold home in Seattle, WA Sold property in Seattle, Washington Seattle home sold by Rey Estacion, Washington broker Home sold in Tacoma, Washington Home sold across Washington State by Rey Estacion Washington State home sold by Rey Estacion, real estate broker Sold property in Washington State Another Washington State home sold by Rey Estacion Washington State real estate sold by Rey Estacion
Testimonials

Trusted by Clients Across Real Estate Projects

"Rey is reliable, proactive, and genuinely invested in achieving the best outcomes. He explains details clearly, including benefits and risks, and always goes the extra mile, making every interaction smooth, supportive, and completely stress-free from beginning to end."

Lauro Dizon
Seattle, WA

"Working with Rey Estacion was an incredible experience from start to finish. He was attentive, knowledgeable, and committed to our needs, guiding us with care and professionalism while ensuring the journey felt smooth, reassuring, and positive in every possible way."

Jenny Macaraeg
Granite falls, WA

"It was a pleasure working with Rey during our first home purchase. He guided us patiently, answered our questions promptly, and kept us informed throughout the process, ensuring we never felt pressured and helping us find the right home for us."

Sheila Mae Garrido
Tacoma, WA

"Rey is an exceptional realtor for first-time buyers. He communicates quickly, acts decisively, and provides clear guidance throughout competitive situations, helping secure opportunities efficiently. His dedication, expertise, and responsiveness made the entire process successful and rewarding for our family."

Paul Valdez
Puyallup, WA

Frequently Asked Questions

First, get pre-approved for a loan, then search for a home, make an offer, negotiate, schedule inspections, finalize financing, and close the deal.

Down payments typically range from 0%, 3.5%, 5%, to 20%, depending on the type of loan.

Programs like the Washington State Housing Finance Commission help with down payments and lower interest rates.

The buyer's services agreement may list that you'll pay, but sellers usually offer compensation. If not, I'll negotiate and keep you informed.

Yes — the seller may counter, reject, or accept depending on the market.

A General Home Inspection conducted by a licensed inspector.

Escrow is a neutral third party that holds funds and documents during the home-buying process to ensure both parties meet the contract terms before closing.

A good faith payment — usually 1% of the home's price — showing you're serious about buying. It gets applied toward your closing costs.

The closing process usually takes 30–45 days.

Usually 5–10 days. It gives you time to inspect the property and review documents, and allows you to back out or renegotiate if issues arise.

You risk losing your Earnest Money Deposit (EMD). This money is typically non-refundable after the due diligence period.

Focus on issues that affect safety or livability. Instead of asking for everything, consider requesting seller credits — giving you flexibility to handle repairs after closing.

Typically 2–5% of the home's price. Example breakdown for a $500,000 purchase:

  • Down Payment (5%): $25,000
  • Loan-Related Fees (2–3%): $10,000–$15,000 (Origination, Appraisal, Taxes, Prepaids, Processing)
  • Title Fees (0.50%): $2,500 (Insurance, Preparation, Closing, Escrow)
  • Recording Fees (0.10%): $500 (Deed, Mortgage, Notary)

You sign papers, pay your down payment & closing costs, and the home title is transferred to you.

  • Not Getting Pre-Approved Early – Know your budget before you start.
  • Changing Jobs or Income – It could affect your loan approval.
  • Making Large Purchases – It may impact your credit score.
  • Opening New Credit Accounts – It can hurt your loan approval.
  • Missing Mortgage Payments – Pay your bills on time to protect your credit.
  • Skipping the Home Inspection – Always inspect the property.
  • Overextending Your Budget – Don't buy more than you can afford.
  • Underestimating Closing Costs – Be prepared for extra expenses.

The next step is to sign the Buyer Services Agreement, which establishes my duty of loyalty to you and ensures my full commitment to finding you the ideal home.

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